From Open Banking to Open Finance: 6 years on where are we now

Yvonne is a Partner who leads the Pinsent Masons financial services technology practice. She specialises in advising on outsourcing, systems development and integration and IT procurement. Yvonne also leads our FinTech practice and advises on complex projects which combine technology and the regulatory environment in which financial services clients operate. Yvonne leads several of our TMT and outsourcing relationships with major banking and insurance clients and regularly speaks and writes on TMT and outsourcing issues specific to the financial services sector. She is the firm’s board representative on Fintech Scotland.

James is the CEO and Founder of DirectID and is on a mission to power financial inclusion, by redefining credit & risk globally.

Luke is the Head of Fintech Propositions and a Legal Director for Pinsent Masons. He advises large banks, cloud service providers and various types of fintech and payments businesses on a range of legal and regulatory issues that impact on their approach to innovation and technology. Recognised by Legal 500, he regularly speaks at conferences on the impact of regulation on the use of technology in financial services and the evolution of fintech.

Ksenia is the incoming Director of Ecosystems & Partnerships at CFIT, The Centre for Finance, Innovation and Technology (CFIT). The organisation was set up following the Kalifa Review of FinTech (2021) to position the United Kingdom as a global leader in financial innovation. CFIT’s purpose is to unblock barriers to growth for financial technology by bringing together the best minds from across the UK in order to drive better outcomes for consumers and SMEs.

Bryn is the Chief Product and Technology Officer at Smart Data Foundry. He joined Smart Data Foundry in 2022 bringing over 20 years of Financial Services experience in product and technology leadership. He has a background in Banking technology and product most recently from NCR where he led their Fintech team covering partnerships and acquisitions for their US Digital Banking business following roles in Product Leadership for International Digital Banking and Open Banking.

Prior to NCR Bryn spent over 10 years at Clydesdale Bank/National Australia Bank (now Virgin Bank), where he held various technology leadership roles across change, development and architecture, building a wealth of experience in driving business, product and IT strategy from needs identification through to execution with a strong commercial focus.